We are committed to First Rate service.


Whether you're a first time home buyer or an experienced commercial developer, First Rate Mortgage can assist you with your real estate financing needs. We understand the intricacies of FHA loans, refinance, private money loans and cash out refinance so that you don’t have to. First Rate Mortgage has access to numerous lenders for jumbo loans, hard money loans, conforming loans, first home buyer loans and even FHA VA loans, and they are looking for borrowers like you. Call us today  for current mortgage rates and allow us to help you meet your financial needs. Credit types of all ranges are welcomed. First Rate Mortgage provides home loans in California and commercial loans across the United States.



Our borrower education process is the best in the industry. Our friendly Mortgage Analysts are always available to walk you through the entire pre-approval and home-buying process.



We make getting Pre-Approved easier than ever. While many lenders offer only “pre-qualifications,” First Rate Mortgage can do full “Pre-Approvals” in only 24 hours, or even faster if necessary.



Whether you just want to lower your interest rate or you need cash out for home improvements or debt consolidation, First Rate Mortgage will find the loan program that best suits your needs.



Our Practice

First Rate Mortgage has been helping their clients over 22 years to achieve the best rates for all their home and business loans. No need to worry over the financing, as we strive to connect you with a mortgage that's just right for your budget.


"First Rate Mortgage made buying my first VA Loan home possible. I couldn't be happier with the service and patience Bob gave us. He secured us the best deal possible. I am a Veteran and recommend his expert service in VA Loans! First Rate Mortgage made my dreams a reality!"

— Christopher J

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